Maybe it was the stern talking to they took from Congress this past week that put the big banks into a charitable mood. J.P.
Morgan Chase, Citigroup and Bank of America have all agreed to freeze foreclosures while the Obama administration works out plans to help bolster the floundering housing market.

As noted in a recent article in The Wall Street Journal, "We will not add to the foreclosure process any new owner-occupied residential loans that are owned and serviced by J.